CEASE BINDING MORATORIUM – Hurricane Florence. Effective 10:00 am, Wednesday, September 12, 2018, we have a cease binding on all new Property and Inland Marine Coverages in South Carolina, North Carolina and Georgia. Renewals are acceptable without a lapse in coverage, but coverages cannot be increased nor Wind/Hail Coverage be added. The Cease Binding moratorium remains in effect for 48 hours after the storm has been downgraded to subtropical by the National Weather Service. We will notify you once this moratorium is lifted. All claims should be reported to firstname.lastname@example.org or by Phone at 800-738-4800, Fax 803 790-4827.