Preferred Specialty has the Excess Liability and Umbrella products that will provide the additional coverage needs of your clients.
We represent multiple insurance carriers that offer high limits up to $10,000,000 over approved underlying carriers that are AM Best Rated A-V or better.
Preferred Specialty has in house authority for over 600 classes of business including:
- Habitational/Real Estate
- Special Events
- General liability: $1,000,000 occurrence/$2,000,000 general aggregate/$1,000,000 products completed operations aggregate/$1,000,000 personal injury & advertising injury (classes where products completed operations aggregate is included in general aggregate is acceptable)
- Automobile liability: $1,000,000 combined single limit
- Employers liability: $500,000 each accident/$500,000 policy limit disease/$500,000 each employee disease or individual state statutory limit if greater
- Employee benefits: $1,000,000 each employee/$1,000,000 aggregate
- Hired & non-owned automobile liability: $1,000,000 occurrence
- Acord 125, Umbrella Acord 131 and Supplemental Applications (if applicable)
- Five years currently values loss information
- Subcontractors Agreement (if applicable)
- Underlying quote with terms and conditions
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