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Preferred Specialty is a leader in providing Vacant Building and Dwelling coverage solutions. Our program includes Renovations and Builders Risks.

Why do I need a Vacant Insurance Policy?

  • Insurance companies usually discontinue coverage on a building or dwelling if it becomes unoccupied for over 30 days.
  • In today’s real estate market, it’s not uncommon for homeowners to buy a new home without selling their old one first.
  • Many insurers will not insure a vacant home because they are considered higher risk and there is a greater possibility that something could happen to it.

Vacant Building and Dwelling Program Solutions:

  • In-house Binding Authority for Property and Package Policies
  • Flexible policy terms: 3, 6, 9 or 12 months available
  • Special Form is available on newer construction
  • Buildings under renovations and builders risk are acceptable

How do I get a Vacant Quote from Preferred Specialty?

Complete our Vacant Application and send it to our friendly underwriters for a quick turnaround on your quote!

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